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By reading and/or using any information given here (in the past, present and future), you agree that you are on your own and bear any risk of any harm that may occur to you or others (because of you) in any way whatsoever. You also agree that I will not be liable for any damages that you or others (because of any information provided on this blog) may incur.


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NOTE: This Disclaimer is subject to change anytime at my sole discretion & any changes made will be effective immediately.